If your Kansas City metro home is behind on payments or you have received foreclosure-related notices, you may be weighing options. Horizon Point, LLC can discuss a cash sale before foreclosure when a purchase is a fit — calmly and without pressure. This page is informational only and is not legal, financial, or foreclosure-defense advice.
Possible next steps
- Gather the property address and basic condition details.
- Contact your lender and qualified legal or housing advisers about deadlines.
- Contact us to discuss whether a cash purchase may be a fit.
Want a deeper read? See our Seller Guide: Exploring options when mortgage payments are behind in Kansas City — lender, listing, short-sale themes, and cash sale paths compared calmly (not legal advice).
Behind on property taxes as well as the mortgage? Our Seller Guide on selling a house with unpaid property taxes in Kansas City explains how back taxes are paid at closing and who to call in each county.
Is a judgment, contractor lien, or IRS lien recorded against the house too? Our Seller Guide on selling a house with a lien or judgment in Kansas City explains how liens are paid at closing and what to do if they add up to more than the house is worth.
A cash sale is not guaranteed to stop foreclosure and timing depends on title, lender requirements, and the facts of the property. Call (816) 787-5994 or request an offer.
Start with the deadline and your lender
If you have received a foreclosure or sale notice, contact your lender or servicer promptly and discuss your options with a qualified housing counselor or attorney. A website inquiry or cash offer does not stop a foreclosure. Share any known sale date early so a proposed purchase can be assessed against the actual deadline.
The Consumer Financial Protection Bureau’s mortgage resources explain how to seek help from a servicer and a HUD-approved housing counselor.
Questions to ask about a possible sale
- What is the current payoff amount, including amounts the lender requires?
- Are other liens or title issues likely to affect closing?
- Who must approve or sign the sale?
- Can the title company and lender complete the necessary steps before the deadline?
- What happens if the proposed sale cannot close in time?
Read our guide to options when mortgage payments are behind. Horizon Point can review whether a purchase is possible, but cannot promise to stop a foreclosure or repair your credit.