Horizon Point, LLC is a Kansas City area cash home buyer, and we buy houses in Richmond, MO, the county seat of Ray County. If you need to sell your house fast in Richmond without patching it up, cleaning it out for showings, or waiting out a long listing, we can buy it directly for cash. After our visit you get a firm number in writing inside 24 hours. Most of our purchases settle in one to four weeks, and the seller pays no commission.
About Richmond and Ray County
Richmond sits in south central Ray County where Missouri Routes 10 and 13 cross, with Lexington about eight miles to the southeast across the Missouri River. The town was platted in 1828 and named after Richmond, Virginia. The Ray County Courthouse anchors the square, and the restored Farris Theatre, which opened as the Dougherty Auditorium in 1901, is listed on the National Register of Historic Places. Residents know it as the home of the yearly Mushroom Festival, and the city calls itself the Mushroom Capital of the World. The ZIP code is 64085.
The 2020 census counted 6,013 people living in 2,553 households, with a median age of 38.9. Of the 2,800 housing units in town, 8.8% were vacant, and about 37% of households were a single person. The homeowner vacancy rate was 2.0% and the rental vacancy rate was 7.5%. Local children attend schools in the Richmond R-XVI School District.
Common reasons Richmond owners sell for cash
Richmond has a deep stock of older homes close to the square, many of them more than a century old, along with mid-century ranches on the edges of town. The calls we get from Ray County tend to look like this:
- An older house near downtown. Homes built before the 1940s often come with knob-and-tube wiring, original plumbing, or foundation settling that worries buyers who need a mortgage. Those problems do not stop us from buying. Our page on unfinished repairs and a fast sale has more.
- A family home after a death. When a house goes through probate at the Ray County Courthouse, heirs who live elsewhere often want one simple buyer. Our inherited house guide walks through what to expect.
- A vacant house that is costing money. With almost one in eleven homes in town sitting empty in 2020, we hear from owners paying taxes, insurance, and utilities on a place nobody lives in. A quick sale ends those bills.
- A rental you are done managing. If tenants are still in the home, read our notes for landlords leaving the business on leases, deposits, and timing.
- Falling behind on the mortgage. If notices have started arriving, read about selling a house facing foreclosure before deadlines pass.
When a cash buyer is not your best option
A cash sale trades some price for speed and certainty. If your Richmond home is in good shape and you can wait for the right buyer, an agent listing will often bring a higher number, and we will tell you so. Compare the two paths on our cash offer vs. listing page, estimate your net proceeds each way, or read how we calculate our offer.
How a sale to Horizon Point works
- Share the basics. Send the address and what shape the property is in, by form or phone.
- See it and price it. We look at the house in person, then put our number in writing by the next day. Take as long as you need to think it over.
- Sign at the title office. You choose the date, typically one to four weeks out. Anything you leave in the house becomes our job to clear.
More detail is on our how it works page.
Other towns we buy in nearby
Ray County borders Clay County, where we also work. Nearby pages cover Excelsior Springs to the west, Lawson to the northwest, and Liberty and Kearney in Clay County. Every location appears on our service area page.
Richmond, MO home seller FAQ
Do you purchase homes in the 64085 ZIP code?
Yes. We buy houses, duplexes, and rental properties in Richmond and elsewhere in Ray County, whatever their condition.
My Richmond house is over a century old. Is that a problem?
Yes. Older homes near the courthouse square are common here. We price in wiring, plumbing, roof, or foundation work so you do not have to fix anything before closing.
Can you buy a house that is still in Ray County probate?
Often, yes. The person with authority over the estate signs, and the title company confirms the paperwork. We can set the closing date to fit the court’s timeline.
What does it cost me to get an offer?
Nothing. We charge sellers no commission, and requesting a number does not commit you to anything.
Who looks out for my interests in the sale?
You do, along with anyone you choose. Horizon Point is the purchaser, not your agent, so feel free to ask a Realtor or a Ray County attorney to review the contract.
Ready to talk about your Richmond property?
Someone picks up between 9 AM and 9 PM every day of the week. A short call is enough to schedule a visit, and you are never bound to anything until the paperwork is signed.
Phone: (816) 787-5994
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